All of the above plus runaway spending by both parties, easy money by the Fed, the refusal of the American Public to be inconvenienced by anything ever, Barney Frank along with Fannie Mae and Freddy Mac, the Republicans, the Democrats, and the people who rated bonds as AAA when they included mortgages from people who obviously couldn't pay them… and thats only a partial list of the A-List. Where is a third party when you need it?
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